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atm vsUnderstanding ATM Service Categories: CBR, VBR, ABR, UBR, and GFR. Explore the differences between ATM service categories like CBR, VBR, ABR, UBR, and GFR. LearnLike ATMs, most ITMs feature a snature pad, ID scanner, card reader, and deposit slot, and some can even perform identification verification using biometrics in the event of a lost or